Direct Lender
We are a direct lender and a broker - Our preference is to lend to you directly. No need to apply multiple times – we take care of it all with our simple online application process.
Easy. Quick. Fair.
100% Kiwi Owned
Low Interest Rate
Easy Application
$5,000 - $100,000* Repayment amounts are indicative only and are based on our own internal rate of 9.95%.
Your interest rate and fees may vary and will be finalised and presented to you during the application process, prior to you accepting any loan offer (whether funded directly through us or when brokered out).
Fees, interest, terms and conditions apply to our loans - refer to our Cost Of Borrowing section for more details. See here for an indicative range for your personal situation.
Fees, interest, terms and conditions apply to our loans - refer to our Cost Of Borrowing section for more details. See here for an indicative range for your personal situation.
Start your engines today
Signing up for a FairGo Car Loan is speedy, just like the car you've always wanted!
With FairGo Car Loans you are able to shop for the car of your dreams without having your finances weighing on your mind. You could have your dream car in no time with affordable repayments from FairGo Car Loans.
Get back your confidence. Get back your control. Get back in the driving seat!
Why Choose FairGo Car Loans?
Competitive Rates
Our lenders are competing for your business – when you use FairGo Car Loans we can put you in the fast lane to a gain great rate. See our rate chart for our interest rate ranges.
Credit Assessment
All lenders have to perform a Credit Assessment by law – using FairGo Car Loans could eliminate multiple hits on your credit report that may impact your score.
Simple & Fast
Our specialist team are here to help you make the process as simple and as fast as possible.
Fair Rates
As a direct lender we can usually offer better rates than our competitors.
Apply Online
Technology is your friend – our loan application is 100% online, saving you your valuable time.
How do I Qualify?
Are you a NZ Citizen or Resident over 18yrs old?
Are you earning over $400 per week (after tax) excluding government benefits?
Do you hold a current NZ Driver’s Licence?
You are not currently bankrupt, under a NAP or SIO?
