Direct Lender
We are a direct lender and a broker - Our preference is to lend to you directly. No need to apply multiple times – we take care of it all with our simple online application process.
Signing up for a FairGo Car Loan is speedy, just like the car you've always wanted!
With FairGo Car Loans you are able to shop for the car of your dreams without having your finances weighing on your mind. You could have your dream car in no time with affordable repayments from FairGo Car Loans.
Get back your confidence. Get back your control. Get back in the driving seat!
Direct Lender
We are a direct lender and a broker - Our preference is to lend to you directly. No need to apply multiple times – we take care of it all with our simple online application process.
Competitive Rates
Our lenders are competing for your business – when you use FairGo Car Loans we can put you in the fast lane to a gain great rate. See our rate chart for our interest rate ranges.
Credit Assessment
All lenders have to perform a Credit Assessment by law – using FairGo Car Loans could eliminate multiple hits on your credit report that may impact your score.
Simple & Fast
Our specialist team are here to help you make the process as simple and as fast as possible.
Fair Rates
As a direct lender we can usually offer better rates than our competitors.
Apply Online
Technology is your friend – our loan application is 100% online, saving you your valuable time.
Are you a NZ Citizen or Resident over 18yrs old?
Are you earning over $350 per week (after tax) excluding government benefits?
Do you hold a current NZ Driver’s Licence?
You are not currently bankrupt, under a NAP or SIO?
We promise to give you a fair go on your car loan rate.
We understand that missteps can happen in life – we will treat you fairly and focus on the positives so we can do our best to fund you, whatever your situation. We offer affordable car loan rates and if you have past bad credit, we may still be able to help! We believe in total transparency – there will be no hidden costs or surprises!
As a New Zealand Government Registered and Responsible Lender, you can be assured that you will be treated fairly. We operate within the Responsible Lending Principles and adhere to all NZ lending laws and regulations.