To pre-qualify, you need to meet the below criteria:
- You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;
- You need to have been permanently employed with the same employer for at least 3 months and you need to be earning at least $400 a week (after tax) excluding government benefits;
- Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;
- You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;
- You have access to the Internet and a mobile phone.
Please note this is a guide only – in certain circumstances we may not be able to offer you a loan.