Why FairGo Loans

Why FairGo Loans?

We are a 100% Kiwi owned company dedicated to giving New Zealander’s a fair go on their car loan.
We work hard to give our customers quick, easy and fair car loans with affordable interest rates.

Fair lending
  • As a NZ government registered lender, you can trust that you are getting a fair deal.
  • As direct lenders, we often provide better rates than other car loan companies.
  • Our car loans are completely transparent so you will find no hidden costs or surprises.
  • We treat everyone fairly and do our best to fund you, whatever your situation. If you have past bad credit, we may still be able to help.
Quick and easy
  • We make it quick and easy with our 100% online application process to save you time and effort.
  • Our simple eligibility criteria makes getting a car loan easy!
    Check to see if you are eligible for a loan.

FairGo Features

Apply Online

Technology is your friend – Our application is 100% online,  saving you your valuable time.

Direct Lender

We are a direct lender and a broker - Our preference is to lend to you directly. No need to apply multiple times.

Credit Assessment

Using FairGo Car Loans could eliminate multiple hits on your credit report that may impact your score.

Fair Rates

As a direct lender we can usually offer better rates than our competitors.

Great Rates

Our external lenders are competing for your business – when you use FairGo Car Loans we can put you in the fast lane to a great rate.

Simple & Fast

Our team are here to help you make the process as simple and fast as possible.

The FairGo Car Loans Promise to you

We promise to give you a fair go on your car loan rate.

We understand that missteps can happen in life – we will treat you fairly and focus on the positives so we can do our best to fund you, whatever your situation. We offer affordable car loan rates and if you have past bad credit, we may still be able to help!  We believe in total transparency – there will be no hidden costs or surprises! 

As a New Zealand Government Registered and Responsible Lender, you can be assured that you will be treated fairly. We operate within the Responsible Lending Principles and adhere to all NZ lending laws and regulations.